Hate IRS Quarterly Payments? Here Is How to Make Them Disappear (Legally)

Avoid IRS Quarterly Payments - Solution 8020

Estimated tax penalties are the worst.

They are like the surprise jalapeño in your burrito… unexpected, painful, and always followed by regret.

If you are a business owner, freelancer, or anyone who does not get taxes pulled from a regular paycheck, you’ve probably been told to pay estimated taxes four times a year.

And if you forget?

Penalty.

Even if you are just a little short. The IRS does not mess around.

But here is the good news. You can completely avoid quarterly payments, without doing anything shady. You just need to use a smart little move most people do not even know exists.

The IRS Has a Loophole (That Is Totally Legal)

It is called withholding. Strategic withholding, to be exact.

And yes, you can use it even if you are self-employed. Here is how:

  • Let’s say your spouse has a regular W-2 job.
  • You log into their payroll system and increase their tax withholding.
  • The IRS gets their money.
  • You get to skip estimated payments.

It’s like tricking the system… without actually tricking it. Totally above board. Totally smart.

The Secret Sauce: Timing Does Not Matter

Here is the part that really makes this strategy shine. The IRS counts withholding as if it was paid evenly throughout the year. Even if you only bump it up in December.

Seriously. You could “catch up” in the final weeks of the year and still avoid the underpayment penalty.

Why You Will Love This Strategy

  • Skip the headache of quarterly payments
  • Avoid penalties (and the rage that comes with them)
  • Keep your cash longer
  • Stay penalty-free without extra effort

It is one of those rare situations where the IRS made a rule that actually works in your favor – if you know about it.

Want Help? That Is What We Do

We help business owners get this kind of stuff right, all year long. We will walk you through how much to withhold, when to do it, and how to stay out of trouble with minimal effort.

👉 Book a complimentary call and let’s make tax season boring… in a good way.

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